
My business didn’t just support my professional goals; it gave me the gift of presence. I had the flexibility to be there for the moments that mattered most with my family. Within five years, we had three beautiful daughters, and we were deeply in love with the life we were building together.
But here’s the truth I didn’t see coming:
No one gets through life untouched. And eventually, everything we thought was stable began to unravel.
What I haven’t told you yet is that during those years, I also began investing in real estate. I worked hard—physically, emotionally, financially—to create something lasting. I flipped homes with my own hands. I poured my heart into properties and eventually rolled everything into what I believed was my most secure investment yet: an apartment building that I hoped would one day fund my daughters’ college dreams.
For a while, it worked. I ran it like a business. I prepared for setbacks. I built in margins. I did everything “right.”
But then came the 2008 housing collapse—and with it, a perfect storm I couldn’t outrun.
By 2010, we got notice from the bank that they wouldn’t renew our loan. Not because of anything we did wrong, but because the bank itself was crumbling. I went from bank to bank, trying to refinance—but the value had plummeted, and my options vanished.
The only way to keep the building would’ve required bleeding thousands out of pocket every month. We tried to make it work. We held on. But eventually, we had to let go—and take a devastating loss.
I felt like a failure. I felt foolish. I questioned every decision I had made.
Why did I tie up all my cash in one place? Why didn’t I keep more in reserves? Why didn’t I see it coming?
The truth? Because I believed in what I was building. Because I was trying to create a future for my family. Because I thought I was doing the wise, responsible thing.
And maybe… I still was. Even though it didn’t end the way I planned.